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Capital One · personal · cashback

Capital One Savor Rewards

An everyday cash-back card oriented toward groceries, dining, entertainment and popular streaming services.

Offer snapshot: issuer website checked Nov 7, 2026. These terms are not updated in real time. Confirm current eligibility, rates, fees and availability with the issuer before applying.

Published welcome offer

$200 cash back

Subject to eligibility and issuer conditions

Qualifying spend

$500

Within 3 months of opening

Annual fee

$0

Other fees may apply

Intro APR terms

0% intro APR for 12 months on purchases and balance transfers

After the introductory period, variable APR and other card terms apply. Intro APR for purchases does not automatically cover transfers, and vice versa.

Key earning features

  • Unlimited 3% cash back on eligible groceries, dining, entertainment and popular streaming
  • 1% back on other eligible purchases
  • No foreign transaction fees

Important considerations

  • Grocery rewards have merchant category exclusions; check Capital One's rules.
  • A balance-transfer fee applies to the intro APR offer.
  • The issuer states that a balance-transfer fee applies.

Review the actual issuer terms

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