PerkScout

Independent US credit card offer guide

Compare real card offers. See the details.

A compact, issuer-sourced look at welcome bonuses, annual fees, intro APR periods and the tradeoffs behind each offer. Explore the cards without promotional referral links.

7 issuer-sourced cardsNov 7, 2026 last checkedManual snapshots · not real-time

Offer terms may change after our check. Always open the issuer's official page and read complete pricing and eligibility terms before applying.

Editorial picks across common needs

How we select cards
Chase · personalIssuer sourced

Chase Freedom Unlimited

$200 cash back

After $500 spend in 3 months

Annual fee: $0

0% intro APR for 15 months on purchases and balance transfers

Checked Nov 7, 2026

Capital One · personalIssuer sourced

Capital One Savor Rewards

$200 cash back

After $500 spend in 3 months

Annual fee: $0

0% intro APR for 12 months on purchases and balance transfers

Checked Nov 7, 2026

Citi · personalIssuer sourced

Citi Double Cash

0% intro APR

Check issuer for any personalized welcome offer

Annual fee: $0

0% intro APR for 18 months on balance transfers

Checked Nov 7, 2026

Chase · personalIssuer sourced

Chase Sapphire Preferred

75,000 points

After $5,000 spend in 3 months

Annual fee: $95

Checked Nov 7, 2026

Capital One · personalIssuer sourced

Capital One Venture Rewards

75,000 miles

After $4,000 spend in 3 months

Annual fee: $95

Limited-time: $300 first-year hotel/vacation-rental stays credit through Capital One Travel; restrictions apply.

Checked Nov 7, 2026

Browse and compare

Card offers from issuers

This is a curated selection, not every card on the market. Rates, eligibility and offers can change without notice.

7 offers found

Capital One · personalIssuer sourced

Capital One Savor Rewards

$200 cash back

After $500 spend in 3 months

Annual fee: $0

0% intro APR for 12 months on purchases and balance transfers

Checked Nov 7, 2026

Capital One · personalIssuer sourced

Capital One Venture Rewards

75,000 miles

After $4,000 spend in 3 months

Annual fee: $95

Limited-time: $300 first-year hotel/vacation-rental stays credit through Capital One Travel; restrictions apply.

Checked Nov 7, 2026

Chase · personalIssuer sourced

Chase Freedom Unlimited

$200 cash back

After $500 spend in 3 months

Annual fee: $0

0% intro APR for 15 months on purchases and balance transfers

Checked Nov 7, 2026

Chase · personalIssuer sourced

Chase Sapphire Preferred

75,000 points

After $5,000 spend in 3 months

Annual fee: $95

Checked Nov 7, 2026

Citi · personalIssuer sourced

Citi Double Cash

0% intro APR

Check issuer for any personalized welcome offer

Annual fee: $0

0% intro APR for 18 months on balance transfers

Checked Nov 7, 2026

Chase · businessIssuer sourced

Ink Business Cash

$750 cash back

After $6,000 spend in 3 months

Annual fee: $0

0% intro APR for 12 months on purchases

Checked Nov 7, 2026

Chase · businessIssuer sourced

Ink Business Unlimited

$750 cash back

After $6,000 spend in 3 months

Annual fee: $0

0% intro APR for 12 months on purchases

Checked Nov 7, 2026

Historical offer watch

Verified bonus increases

No increase is claimed yet. November 7, 2026 is our first issuer-checked baseline; an increase will appear only after a later manual check confirms an actual change.

Before you choose

Three details worth checking

Welcome bonuses are conditional

A headline bonus usually requires eligible purchases within a set number of months. Fees, cash advances and balance transfers generally do not count toward a purchase-spend requirement.

0% APR is not a free transfer

Intro purchase APR and intro balance-transfer APR are different offers. Transfer fees can apply, and new purchases may incur interest while you carry a transferred balance.

Points are not cash

75,000 points or miles should not be compared with a $750 cash bonus as if they were the same. Value depends on the program and how you redeem.