Chase Freedom Unlimited
$200 cash back
After $500 spend in 3 months
Annual fee: $0
0% intro APR for 15 months on purchases and balance transfers
Checked Nov 7, 2026
Independent US credit card offer guide
A compact, issuer-sourced look at welcome bonuses, annual fees, intro APR periods and the tradeoffs behind each offer. Explore the cards without promotional referral links.
Offer terms may change after our check. Always open the issuer's official page and read complete pricing and eligibility terms before applying.
Editorial picks across common needs
$200 cash back
After $500 spend in 3 months
Annual fee: $0
0% intro APR for 15 months on purchases and balance transfers
Checked Nov 7, 2026
$200 cash back
After $500 spend in 3 months
Annual fee: $0
0% intro APR for 12 months on purchases and balance transfers
Checked Nov 7, 2026
0% intro APR
Check issuer for any personalized welcome offer
Annual fee: $0
0% intro APR for 18 months on balance transfers
Checked Nov 7, 2026
75,000 points
After $5,000 spend in 3 months
Annual fee: $95
Checked Nov 7, 2026
75,000 miles
After $4,000 spend in 3 months
Annual fee: $95
Limited-time: $300 first-year hotel/vacation-rental stays credit through Capital One Travel; restrictions apply.
Checked Nov 7, 2026
Browse and compare
This is a curated selection, not every card on the market. Rates, eligibility and offers can change without notice.
7 offers found
$200 cash back
After $500 spend in 3 months
Annual fee: $0
0% intro APR for 12 months on purchases and balance transfers
Checked Nov 7, 2026
75,000 miles
After $4,000 spend in 3 months
Annual fee: $95
Limited-time: $300 first-year hotel/vacation-rental stays credit through Capital One Travel; restrictions apply.
Checked Nov 7, 2026
$200 cash back
After $500 spend in 3 months
Annual fee: $0
0% intro APR for 15 months on purchases and balance transfers
Checked Nov 7, 2026
75,000 points
After $5,000 spend in 3 months
Annual fee: $95
Checked Nov 7, 2026
0% intro APR
Check issuer for any personalized welcome offer
Annual fee: $0
0% intro APR for 18 months on balance transfers
Checked Nov 7, 2026
$750 cash back
After $6,000 spend in 3 months
Annual fee: $0
0% intro APR for 12 months on purchases
Checked Nov 7, 2026
$750 cash back
After $6,000 spend in 3 months
Annual fee: $0
0% intro APR for 12 months on purchases
Checked Nov 7, 2026
Historical offer watch
No increase is claimed yet. November 7, 2026 is our first issuer-checked baseline; an increase will appear only after a later manual check confirms an actual change.
Before you choose
A headline bonus usually requires eligible purchases within a set number of months. Fees, cash advances and balance transfers generally do not count toward a purchase-spend requirement.
Intro purchase APR and intro balance-transfer APR are different offers. Transfer fees can apply, and new purchases may incur interest while you carry a transferred balance.
75,000 points or miles should not be compared with a $750 cash bonus as if they were the same. Value depends on the program and how you redeem.