Citi · personal · cashback
Citi Double Cash
A flat-rate cash-back option that also advertises an introductory balance-transfer APR. Verify the personalized offer on Citi's website.
Published welcome offer
Offer varies
Check for an issuer-specific offer
Qualifying spend
Varies
No general public threshold asserted
Annual fee
$0
Other fees may apply
Intro APR terms
0% intro APR for 18 months on balance transfers
Intro balance-transfer fee: 3% of the transfer amount; minimum and timing restrictions may apply.
After the introductory period, variable APR and other card terms apply. Intro APR for purchases does not automatically cover transfers, and vice versa.
Key earning features
- 2% cash back: 1% when you buy and 1% as you pay
- 0% introductory APR on eligible balance transfers for 18 months
- No annual fee
Important considerations
- Citi displays some offer details dynamically; no fixed welcome bonus is asserted here.
- The promotional balance-transfer APR does not apply to purchases. Purchase interest may accrue if you carry a transferred balance.
- An introductory transfer fee and a higher fee afterward may apply; inspect Citi's full pricing terms.
- Public landing pages may show different or personalized welcome offers; no specific signup bonus is asserted.
- Intro balance-transfer fee reported at 3% ($5 minimum) for transfers completed in the first four months; 5% ($5 minimum) afterward.
- Interest on new purchases may accrue while carrying a transferred balance.
Review the actual issuer terms
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